Posted by admin on August 30th, 2008 — Posted in Social Sites
Did you know that by simply participating in various forums and posting your various views and ideas, can potentially bring new growth and life to your online business?
Let’s look at some of the positive aspects that forum participation can bring to your business.
1. We are all looking for traffic to our websites and if we can get it for free with little effort, that’s even better. Did you know that when you sign up as a new member at a forum, you can usually create a “signature” line that will be attached to every post that you make in a forum? This signature line can contain your website address, and as other members read your post, this will provide another route for potential customers to find your website.
2. One of the worst things about trying to advertise on the Internet is the lack of trust between website owners and customers. Everyone is afraid of being scammed. A good way of building trust with potential prospects is by giving them a chance to get to know you, and by letting some of your knowledge, honesty and integrity show in the post that you make at a forum.
3. Most webmasters on the Internet exchange links with other like sites, because exchanging links will boost your link popularity. It’s a proven fact that you get higher search engine rankings when your site has a high PR due to your link popularity. But did you know it’s even better if you have a link pointing to your site that isn’t reciprocated? Every post that you make in a forum will create a one way link pointing to your website. If you make 1000 post in a year, you have potentially created 1000 back links pointing to your site. As the search engines crawl the Internet and detect all these links pointing to your site, your website is going to move toward the top of the search engine listings.
4. Running a business on the Internet can be a very lonely occupation. There is very little interaction with other people and this can be devastating to some. By participating in forums, you will meet other people who have online businesses and who have a lot in common with you. It’s sometimes comforting to know that there are others who share your occupational frustrations, and will be there to support you if you need them.
5. It’s a proven fact that two minds are better than one. Everyone goes through learning curves on the Internet. Whether that learning curve involves starting out, building websites, search engine optimization, or the millions of other things that you must be prepared to do on the Internet to establish your business, there is someone in your favorite forum that has been there and done that. These people will be more than happy to give you free consultations.
Best wishes to you,
About The Author
Rebecca Gilbert is a successful business owner and webmaster who has provided free consultation to hundreds of people who were getting started on a home business. Rebecca has just launched a new forum where she welcomes new members. http://www.home-business-opportunity.biz/PNphpBB2.html. All new members will be entered in a contest to receive their choice of 1000 FREE BANNER IMPRESSIONS or a FREE DOMAIN.
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Posted by admin on August 28th, 2008 — Posted in Biz Opps
It has recently been announced that VCR’s are obsolete and several electrical chain stores have said that they will no longer stock them. This seemed to happen very suddenly, there is usually a build up to this sort of announcement and we are accustomed to things being gradually phased out. Not this time though, the news just burst upon us and people who have not yet become comfortable with DVD technology are in a panic.
It seemed to me that the VCR had not been around for very long. I could understand this sudden rush on the part of the stores to remove it from their shelves if it was a failed experiment but the VCR has been a monster success. I suppose this is just an example of how the rush towards obsolescence and replacement with new inventions has speeded up.
I don’t have a problem with using a DVD recorder and the discs certainly take up much less storage space than the big old video tapes. It just made me feel suddenly old. No, not quite that, more as if I should be feeling older than I do. Don’t get me wrong, I am not all that ancient (baby boomer if you would care to know), but I have a problem with getting old. The problem is that I never feel any older and the face I see in the mirror sometimes takes me by surprise because in my mind I am still about nineteen. My children are no doubt thankful that my youth remains in my head and is not reflected in my wardrobe or social habits.
When I was a child, the VCR was still waiting around for someone to come along and invent it. Suddenly, it has been invented, been scaled down to a quarter of its original size and is now well on the way to disappearing altogether. The meteoric career of the VCR started me thinking about how many other things which we take for granted did not exist or were too expensive to be owned by the average person when I was a child.
Other generations have experienced massive events and social change. Nothing I have lived through can compare to the two World Wars. There was the invention of the National Health Service, the discovery of penicillin, the industrial revolution, the first aircraft, nylon. If you want to go back further there was the invention of the wheel and discovering how to make fire but I feel as if my generation must have seen a larger number of changes (great and small) than any previous one.
So much has happened within my lifespan: scientific inventions, historical events and cultural changes. Some, like space travel and the internet, are momentous. Some, like motorways, are part blessing and part curse. Some, like the cell phone and everyone owning a fridge, we don’t even notice as being progress because nobody thinks about it. I doubt many people spend time reflecting upon the fact that, a few years ago, the cell phone was the size and weight of a house-brick and needed a long aerial.
The internet has made possible all the mad scientist dreams which inspired the writing of many shelves of fiction. We are now quite blasé about the fact that we can chat to and see a friend through our PC even though that friend is many miles away. It is not very many years since that idea would raise a smile when it appeared in a sci-fi movie because it was too incredible to seem even remotely possible. This became reality without anyone taking much notice, just science continually evolving and now its evolution is so fast that nobody tries to keep up, we all just take it for granted.
Just thinking about domestic things that did not exist in my childhood, I can list the microwave oven, VCR, DVD, PC, CD’s, washing machine, tumble dryer, fridge, freezer, television, central heating, dishwasher, double glazing, vacuum cleaner, cell phone, washing up liquid, fabric softener, plastic carrier bags, fast food (apart from fish and chips), paper tissues, soft toilet paper, duvets.
If any of the above things existed during my childhood, I knew nothing of them because they would have been too expensive for my family to afford. Eventually we owned a vacuum cleaner (the television came much later). When I was about ten years old, my mother would take me and my brother on a journey involving two buses to visit an aunt who owned a TV set. We would silently marvel at the black and white images which were available for just a few hours each day and there was no bickering over which channel to watch: there was only one.
There was no pre-packaged meat, butter, cheese, biscuits, rice, dried fruit. Come to think of it, there were no supermarkets. I loved waiting in line with my mother and watching the grocery shop assistants cutting slabs of butter from a huge block and patting them into shape with wooden paddles. Raisins and currants for the weekly baking session would be scooped from bulging hessian sacks and carefully tipped into the weighing pan. Biscuits were selected from big square tins and placed carefully into paper bags (any breakages would have to be sold off cheaply).
All these things gradually changed. Electrical goods became cheaper, supermarkets were invented and hygienic packaging arrived. The time when shopkeepers were treated with respect was past. Power shifted from the shopkeeper to the customer and we became the new breed of customer: we became Consumers. The VCR is our latest victim, I wonder what we will consume next.
This is one of a series of articles
published by the author, Elaine Currie, BA(Hons)
at http://www.huntingvenus.com
The author’s monthly newsletter is available free
from mailto:networkerhvm@ReportsNetwork.com
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Posted by admin on August 27th, 2008 — Posted in Biz Opps
Algarve Properties
www.sellandbuydirect.com
You should be able to find several indispensable facts about Algarve Properties in the following paragraphs. If there’s at least one fact you didn’t know before, imagine the difference it might make.
Algarve properties in general enjoy still the attentions of many overseas buyers. The areas where foreigners prefer to buy are mostly in the more well known parts of the Algarve. Apartments are still in demand, but the trend undoubtedly is going towards the villa market.
The dream of owning a villa abroad is alive as never before. Blue sky, the beach and the outdoor lifestyle are the magic which makes people think about buying a property. On top of everything else it is or can be a sound investment. A recent study has shown that property in Portugal and Algarve properties in particular are likely to increase in price over the next 10 years by some 390%.
Prices for Algarve properties do vary a great deal depending on the location and area. My personal view but shared by many is that most properties are overpriced. It is more important than ever to find the right property at the best price. For foreigners to know where the best areas are to buy is not easy and they have to rely on their agent if they have one. But remember, that every agent will and can only show you the properties in his portfolio and it is quite natural that he would like to convince you that the area in which he has his properties for sale is the next best thing since sliced bread.
Most of this information comes straight from the Algarve Properties pros. Careful reading to the end virtually guarantees that you’ll know what they know.
I do not question the professional attitude of most agents, but is it not natural no matter which agent it is that he will only with great reluctance let you go to another agent in another area to look for properties?
You do not have to spend huge amounts of money if you are looking to buy a villa. In my opinion you need to spend some time with someone who knows the area and who can show you the different locations before you should even look at properties,
There are some excellent villas on the market for sale which will cost you around 280,000 to 300,000 Euros most of these properties are for sale by owners and not listed with an agent. The owners like to sell more and more direct, since the agents fees would either increase the price by about 5% or the owners would have to pay the agent 5% from the selling price. Whichever way you look at it the property owner will be better of in his opinion by not using an agent, and that is exactly the advantage and benefit to the buyer.
If you like more information on market trends, property prices in specific areas or whatever your question may be, feel free to contact us. You can also visit our web site www.sellandbuydirect.com
When word gets around about your command of Algarve Properties facts, others who need to know about Algarve Properties will start to actively seek your advice.
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Posted by admin on August 25th, 2008 — Posted in Biz Opps
A Consultant could be an expert about absolutely anything.
Calling yourself a “consultant” demands further clarification. A consultant who… What specific problems do you handle? And who needs what you know? Everyone? (Never true) Businesses selling to seniors? (A precisely defined niche) Success depends on how clearly you can define yourself and what you offer. How easily can potential clients understand it?
You provide clients more than your expert knowledge and problem-solving skills. Your delivery style (tricks) are every bit as valuable as your knowledge base. We all relate to some businesses (personally and professionally) more effectively than to others. Great match-ups require something akin to a mating call to help a consultant find and connect with ideal clients.
Every consultant is unique in important ways. Your challenge is to express those significant intangibles so they set you apart from others using the same job title. Do clients understand what you can do for them? How you’re different from the competition? Why they’d prefer you?
Article Marketing is Your Ideal Stage
Whether you’re selling a service, speaking or training, nothing persuades like offering a sample. Writing articles that highlight your style and expertise does that for you. A meaty, 600 to 800 word article is long enough to deliver a tangible taste.
Once it’s widely posted, the message can be read by thousands. Some readers will search for what else you’ve said, or click over to your website. Writing repeated in-depth articles further establishes your niche, point of view, and expertise. They’re building your name recognition and readership in short order.
Your stock-in-trade is information, so packaging it into articles makes you a content creator. The Internet voraciously demands a steady diet of new material. Websites, ezines (and now blogs) efficiently deliver ideas to targeted readers. But sad to say, too many articles consist of rehashed, low-grade material. Stand out with fresh, professional-quality information. Being a cut above builds respect and trust a must for doing business down the road.
Local Search can Further Define Your Market
Unlike a plumber or day care center, most consultants needn’t be confined to the local arena. Your Internet exposure connects you to a national or global audience, if that’s your goal. But if your target market is closer to home, articles still help to position you.
Recent research by The Kelsey Group show that 70% use the Internet to make local buying decisions. And nowadays, 36% of search engine queries request local search results. That means the person includes a geographic term in their search engine query. For example, a query with: “employee benefit consultant” + Denver only lists the small pool of appropriate Denver providers.
Every consultant needs to make sure their information appears in local search queries, http://www.yellowpagesage.com/localsearch.html. The trend toward local search is growing quickly. Businesses can easily be left outwhich makes them unfindable by online searchers. Who can afford to miss 70% of their client base? Having your own website isn’t necessary but still helpful for a variety of reasons.
Potential Clients will Check You Out Online
Surveys reveal that over half of respondents consider search engines a better source of buying information than Yellow Pages, newspapers or magazines. When someone enters your name or company into Google (in quotes), what comes up?
It helps if your name is unusual. If not, follow up with “search within results” for a qualifier term (like your specialty, “employee benefits”) to find your cites.
In just a few moments, searchers get a picture of your professional standing and scope of recognition. They’re likely to be swayed by what they see. Who mentions you, and what are they saying? What kinds of links come to your website? If you’ve been publishing articles, they’ll also show up enhancing your credibility and incoming links.
In my own case, a Google search for my name showed about 100 cites before I started article promotions. Now that’s well over 3,000. So many cites boosted my website traffic and Page Rank as well.
If you haven’t gone “ego surfing” on Google for mentions of your name, you should. Because the public will. Make sure there’s plenty of stuff for them to find that does you proud.
Copyright 2005 Off the Page
Dr. Lynella Grant Consultant and Author - Promote yourself, business, website, or book with online articles http://www.promotewitharticles.com Free how-to. Or let me write and submit your articles online for you. No learning curves (719) 395-9450
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Posted by admin on August 25th, 2008 — Posted in Real Estate Resources
There are a range of properties in Portugal for sale on Property Index, from villas to apartments.
Despite the fact that the Property Index online service is seen as a pretty young company, (they were founded only in March of 2007), they have quickly established their expertise. They’re a pretty unceremonious company focusing on servicing every customer who is intending to buy property across the world. Their affirmation is to assist you discover smack what you require quickly and in a trouble-free manner. Property can be found in many parts of the world today, probably the elite area being estate available for sale in Portugal. It should be no problem to tally the terrific properties available in Portugal, the reason for investigating land here is a combination of the houses and apartments for sale and the good chance of spending your life right amid this eager and energetic population.
It’s one of the truly trendy countries today, and in view of the gorgeous landscape and the wonderful weather that surrounds you all year long, how could you ever say no? Property in Portugal is very rich in history and culture, this area of the world is and has always been home to quite a number of indigenous cultures. Around thirty years back you’d find only very few of Britons keen on properties in Portugal. Ask any individual who has removed to Portugal and they’ll be sure to substantiate this. Well, some would term it a transient rage and others term it a practically a fetish. People that are willing to move over here will range from young families keen on an exciting new life perspective to senior citizens looking to have a fun retirement.
Note that there may be problems when trying to purchase properties in a foreign market — you’ll find there are a hundred actions to come to terms with when working out a plan, touring or actually purchasing. If you miss out on one single procedure it is sure to give rise to wide-ranging problems and, preeminently, monetary loss. As is to be supposed with this sought after place, properties may well be dear in this place and this, of course, is solely a consequence of the wide spread market pressure. This notwithstanding, customers are really pretty spoilt in terms of choice in such a location full of cheerful panorama. It’s able to offer all just about anyone could feasibly fancy, etc.
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Posted by admin on August 22nd, 2008 — Posted in Biz Opps
Cheap viagra enables many men with erectile dysfunction (ED) to respond to sexual stimulation. Experts believe impotence affects between 10 and 15 million american men.
In 1985, the national ambulatory medical care survey counted 525,000 doctor-office visits for erectile dysfunction. Impotence usually has a physical cause such as disease, injury or drug side effects. Any disorder that impairs blood flow in the penis has the potential to cause impotence.
Incidence rises with age about 5 percent of men at the age of 40 and between 15 and 25 percent of men at the age of 65 experience impotence. However, it is not an inevitable part of aging.
Cheap viagra is a FDA-approved oral prescription medication for the treatment of erectile dysfunction in men. In major clinical trials in the general ED population, cheap viagra improved the quality of erections for a majority of men. A lot of guys who took viagra were satisfied the first time they tried it. It’s for the guy who needs a little help once in a while and the guy who needs more frequent help.
Impotence is treatable in all age groups and awareness of this fact has been growing. More men have been seeking help from cheap viagra online and returning to near-normal sexual activity because of improved, successful treatments for impotence.
For more info, resources and to order cheap viagra online click here: http://www.cheapgenericviagra.biz
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Posted by admin on August 22nd, 2008 — Posted in Cash Advance, Credit Issues, Finance Online
Brokers work with many mortgage bankers and, as a result, can sometimes find slightly more competitive rates 11 percent perhaps lower but dealing directly with a mortgage banker can move a loan along more quickly.
The Dutch translation says: Woon je in Zuidhorn of Heusden en heeft u BKR registratie’ Lenen met een BKR notering is nog nooit zo eenvoudig geweest. Koop een nieuwe woning met sms snel online lenen, 427434 euro is gewoon mogelijk om te financieren. Van Nuth tot Enschede, geld lenen met een BKR notering kan hier altijd.
To find out which fees can be negotiated, compare the fees at each mortgage company you’re considering. Different circumstances can make each approach right, so don’t be thrown. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Different lenders charge different fees. Both banks and brokers have their strengths and weaknesses. While a mortgage in itself is not a debt, it is evidence of a debt of 9 percent. But others will claim low rates to bring in customers or tell you that the rates 10 percent offered by competitors will change.
So how do you find a lender or broker you can trust’ It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed.
Some will quote you precise, competitive rates 6 percent. Many of these fees are fixed but some can be negotiated.
See which lenders are charging fees 8 percent and for how much. Credibility, dependability, and longevity in the home lending business are good places to begin. Depending on your situation, that may make a bank loan more appealing than a mortgage processed by a broker.
And of course, each loan and each borrower are different. Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. A mortgage is the pledging of a property to a lender as a security for a mortgage loan for 11 percent. Although most mortgage experts say that rates 9 percent are pretty much the same wherever you go, give or take this tiny 10 percentage. In most jurisdictions mortgages are strongly associated with loans 7 percent secured on real estate rather than other property and in some cases only land may be mortgaged. Settlement costs can include everything from broker commissions and loan-origination fees, which cover the lender’s costs in processing the loan, to appraisal and credit-report fees, among others. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. In other words, the mortgage is a security for the loan that the lender makes to the borrower.
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Posted by admin on August 21st, 2008 — Posted in Biz Opps
Without tracking, your online advertising is just a shot in the dark. Many new and seasoned marketing individuals spend significant dollars on banner advertisements, ezine ads, and other online media, but do not know which ads have brought them the greatest success.
The following is a list of online advertising methods that you may or may not be using. It is important to track all of your online advertisement. This is the only way to determine which method works best for you and where you should spend your hard earned dollars.
Site links Articles Ezine advertisement Banner ads Signatures Tag Forum postings Email marketing promotions FFA postings Free Classified listings Paid Classified listings Surveys Auto responder Pay-per-click listing Reciprocal link
How do you track your advertising? There are basically two ways of tracking your advertising; sign up for a service or purchase ad tracking software to install on your server.:
A service such as ezTrackZ http://www.eztrackz.com will manage all aspects of your tracking on their servers. This is a web-based tool that will allow you to quickly create your tracking links and report your results in real-time. Other examples of service based ad tracking are Hypertracker http://www.hypertracker and Roibot’s Ad tracker http://www.roibot.com/r.cgi?R16915. Cost varies from $17 per month to $67 per year depending on which service you choose.
You can also purchase software such as AdTrackZ http://www.adtrackz.com to manage your own tracking. Software like AdTrackZ must be installed and managed on your server and is available for a one-time cost.
Which ever method you choose, start now and stop wasting valuable time and dollars on unsuccessful advertising.
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Posted by admin on August 20th, 2008 — Posted in School of Products
The producer of the Berman Isis, John Strong are the best known and most respected names concerned with the design and distribution of toys. They are producers of a wide variety of other luxury sex toys for example the Pleasureskin Cock and the Smoothy Prober. John Strong are amongst the most cost competitive, meaning you can be sure you wont see a more price competitive deal offered by a rival.
The Berman Isis has remained one of the top selling vibrating dildos over the last five years. The success of the Berman Isis is based on the products flexibility. This dildo is a good initial buy for any individual who does not yet have such an aid. This marital aid would make a perfect new addition to anyone’s collection. The Berman Isis is the ideal product for the stimulation of all female erogenous zones. Designed for use by two people, it is never the less perfect for those quiet nights alone.
As well as being fun, the Berman Isis is made out of perfectly safe material, to be sure that it is definitely quite harmless to enjoy. The Berman Isis can be found in wide selection of colours, lengths and widths. The Berman Isis is also equipped with an hi-octane vibration super booster, make no mistake, this is as vibrator of top quality. The Berman Isis has some interesting gnarly bobbles along its length, that can help you take your sexual pleasure to another place entirely. The flexible material of the Berman Isis makes penetration possible at angles that are rarely achieved during normal sex, allowing you to find new and exciting found sensations and hither to un-explored regions of your body.
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Posted by admin on August 19th, 2008 — Posted in Biz Opps
Though traditional marketing methods cannot be ignored, having a website is a very effective gateway to getting new business. Not just that, you can maximise sales to existing customers with your website by making it easier for them to do business with you. Now, this sounds really rosy…you put up a website; you become a millionaire. Though that is not such a far away possibility, a lot comes in between the two.
Once you put up a website, it is important to market it right and generate tremendous traffic inwards before you can start converting your leads into cash cows. Now, you would ideally want everyone and their cousin to check out your website, right? Isn’t that what we mean by ‘tremendous traffic’? Think again. No matter how great products or services you sell, you will not start making a profit until you have the relevant people hitting the right buttons on the website. By relevant, we mean people who fall within your targeted segment and who are most likely to buy your products and services. Hard as it may sound, traffic generation should be a top priority for a home business owner. Here are some effective ways to market your website online and not have to pray for fortune to fund them:
- Register with ‘Affiliate Programs’: Undoubtedly a great way to market your website would be to get your affiliates to do it for you. An affiliate program is a revenue sharing program where an affiliate website receives a portion of income for driving traffic, sales or leads to your website. Most affiliates use a pay-per-sale model and by far get you the most focused traffic than other methods.
- Email Promotions: Email is god’s gift to the home-based businesses. You can use email to get in touch and keep in touch with existing customers and prospects. Initially, target your existing customers. If you run a weekly newsletter, use the subscribers’ email database for your email promotions. One of the easiest ways to encourage visitors to keep coming back to your site is to offer value. Get the word out on discounts on purchases from the website, e-coupons and other attractive promotional offers. Try to resist the temptation of buying email addresses from web companies, for 2 reasons. One is that not all the people on that list may necessarily be part of your target audience. Second, and more important, you could be seen as a “Spammer”! That would not only not give you much sales; it will also spoil your company’s reputation.
- Search Engine Optimization: Free search engines like Google, Yahoo and MSN are ‘the’ places people go to when they are looking for information. Make sure that your website gets in the top 10 of these websites’ result pages. This is a sure shot way to attract quality traffic to your website. Take a four -pronged approach to do this:
- Submit your site’s URL to these and other free search engines and online directories (www.goto.com, www.altavista.com, www.morpheus.com)
- Optimize your website so that it can be easily indexed by search engines. You can also use website optimization and SEO placement agencies for this purpose. (www.proboostgold.com, www.addpro.com)
- Make your website’s content rich in keywords and pay special attention to keyword placement
- Finally, create a content rich site, which actually gives useful information to the customer
- Reciprocal Links: Reciprocal link is a hyperlink you place on your web page with the understanding that the linked web page will do the same for your website. The obvious choice for a partner here is a website that is related to your business but not in direct competition. For instance, if you sell contact lenses, choose websites that sell eyeglasses or related products like cleaning solutions. Another good choice would be websites that give out clinical information on contact lens usage. Reciprocals are a cost-free and effective way of attracting focused traffic to your website.
- Give away free content: A major online golf publishing company offers visitors syndicated articles on golf and related products. The people who use this syndicated content not just get free content from a credible source, but also visit the company’s other websites. Anything ‘free’ induces happiness; and when it is free content, it gives you delighted customers who keep coming back for more. By offering them free content in the form of articles, information for use in their newsletters, product reviews etc. you are doing them a favor as well as giving more exposure to your website.
- Get Interactive: Get your customers talking, to you and to each other. Offer advice columns, message boards, and articles relevant to your product and to the industry. Archive these into a separate section where visitors can browse to look for specific information. A good idea would be to include an ” email article to a friend” button with these articles. This way your visitors will do some marketing for you. If you offer a newsletter, contests, a ‘tip of the day’ or other fun stuff, include a ” tell a friend” click box with these. People love to share fun stuff with friends. When you see the number of jokes forwarded to you in your email, you’ll believe us.
- Be seen & heard: Build an online identity by networking. Participate in newsgroups, discussion forums and message boards. Starting a Blog is also an idea that is picking up currency. This will allow you to develop a relationship with potential customers and allow them to identify you as a recognizable name. Tools like these will also help you determine, to an extent, what your target segment really needs.
For a home business owner not having a website is a little like Robinhood without his bow and arrow. But for a business to have a website without much traffic is like Robinhood with no one to shoot at!
Still the idea is to not just have “everybody” clicking in to your website, but a chunk of the target audience who really need the product you are selling. It is better to have a sizeable number of focused potential customers clicking on your website than to have a whole lot of curious ones who just stumbled on. It is from the potential customers that your conversions will come. Finally, it is bet to use a combination of all the tactics listed above. Put a “tell a friend” button on the newsletters, or include your top keywords in the free content you give away. Think out of the box to use these tactics for traffic maximisation to your advantage.
Also see:
http://www.bytestart.co.uk/content/22/22_1/poor-web-page-design-will.shtml
http://www.powerhomebiz.com/vol18/limitedbudget.htm
http://www.powerhomebiz.com/vol4/hardknock3.htm
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